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Post 03 Jul 2012, 10:47 am

fate


Is this what we have to look forward to?


What are you claiming here Fate? That the Mass insurance plan is causing all the delays?
How?
Is there an increased demand for doctors care because people are suddenly insured? If so, what did these people do before the insurance?
This may well be an illustration that the populace was always underserved but that the indigent and uninsured simply didn't seek treatment in a timely fashion....
Was that a good thing?
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Post 03 Jul 2012, 11:10 am

rickyp wrote:fate


Is this what we have to look forward to?


What are you claiming here Fate? That the Mass insurance plan is causing all the delays?
How?
Is there an increased demand for doctors care because people are suddenly insured? If so, what did these people do before the insurance?


I know, I know--it's shocking.

When the government mandates everyone get health insurance, most people comply. Mission accomplished, right?

Well, not exactly. There are just a few problems.

For example, those people who used to go to ER's when they had the sniffles? Well, now they want to go see a doctor. The problem?

Mandating insurance does not necessarily increase the number of PCP's (Primary Care Physicians). More people + same number of doctors = longer waits.

Furthermore, the government caps payments, disallows certain kinds of treatments, thus causing some doctors to prefer NOT to accept insurance or to stop practicing medicine. It really isn't a panacea.
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Post 03 Jul 2012, 11:51 am

I know there's a PCP shortage throughtout the US, partially because of the challenges of this work relative to insurance reimbursements based on a fee for service model. I haven't seen any stats that show it is more acute in Mass than elswhere in the US. Have others? Generally the PCP shortage has been in rural and poorer areas.
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Post 03 Jul 2012, 12:07 pm

fate
For example, those people who used to go to ER's when they had the sniffles? Well, now they want to go see a doctor.


So you're saying it was preferable that they go to the emergency?
Emergent care is the most expensive care to provide on a per patient basis....

The point is Fate that the lack of universal insurance masked a problem. Or worse, decreased the efficiciency and cost efficiency of emergency departments and those hospitals. I fail to see how this would be in any way preferable ...

If you have a primary care physician problem, adrress that as a problem. But you had that problem Before universal health insurance.... And you had a improper use of emergency wards problem too.
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Post 03 Jul 2012, 1:23 pm

rickyp wrote:fate
For example, those people who used to go to ER's when they had the sniffles? Well, now they want to go see a doctor.


So you're saying it was preferable that they go to the emergency?


Nope, I'm saying it's a lie to hand someone an insurance card and pretend that solves the problem.

I'm also saying that the government interfering with it will make the shortage worse. The more they heap mandates on medical practices and want reviews, documentation, etc., the fewer doctors will want to deal with it--especially when their fees get adjusted downward. Price controls for services are problematic.

I
f you have a primary care physician problem, adrress that as a problem. But you had that problem Before universal health insurance.... And you had a improper use of emergency wards problem too.


Right, so maybe trying to address the doctor shortage would have been a good idea? Why didn't Democrats do that?

From the beginning, it was obvious: the President promised something for nothing and that cannot happen. He said you can keep your plan. Many can't. He said there would be no taxes on the middle class. There are. He said we could cover 30M people without impacting the healthcare of the people who already have it. That is not true.
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Post 03 Jul 2012, 2:59 pm

A rhetorical question:

How much would you give up in quantity/quality of care for you and your family (waits, rushed docs, rationing, increased premiums, etc.) in order to extend that same degree of (diminished) health security to a neighbor and his family, who for whatever reason cannot secure it today despite trying hard to?

To six neighbor families?

To six million neighbor families?

(It is an extremely odd facet of human psychology that many people would give up more for the single hypothetical neighbor than for the mass.)
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Post 03 Jul 2012, 7:36 pm

fate
Nope, I'm saying it's a lie to hand someone an insurance card and pretend that solves the problem


Doesn't that depend on the problem? If it was being uninsured, or being afraid to move jobs for fear of losing insurance, or fear of reaching a limit to insurance coverage over time ..... yeah thats a solution.
I don't think the idea of universal coverage of insurance was ever intended to solve any problems of primary care physician shortages...
If you have evidence that this was one of the things Obamacare sought to alleviate please provide proof.
Have a go at proving why the primary care physician shortage in Massachussetts was caused by Romneycare then too.

I'm also saying that the government interfering with it will make the shortage worse.


Based on what? Your certainty you know what "govenrment interference there will be?
Or based on the efficiency in places like Germany or Norway?
I give you this, Americans have a unique skill at solving a problem in the most complex way possible. It wouldn't do to just choose the best operating universal care system in the world and copy that.....
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Post 04 Jul 2012, 9:35 am

Purple wrote:A rhetorical question:

How much would you give up in quantity/quality of care for you and your family (waits, rushed docs, rationing, increased premiums, etc.) in order to extend that same degree of (diminished) health security to a neighbor and his family, who for whatever reason cannot secure it today despite trying hard to?

To six neighbor families?

To six million neighbor families?

(It is an extremely odd facet of human psychology that many people would give up more for the single hypothetical neighbor than for the mass.)


This is a good thought exercise.

I think the difference is not just that you would know your neighbor, but you would see his/her actual need. However, as the pool gets larger and larger, you can be assured the "need" will sometimes be out of pure laziness.

An anecdote. I was at the barber shop the other day. The barber is apolitical and ill-informed. He says he already sees people who don't work and have all the stuff he does. He wonders now with free healthcare if even more people will stop working.

It does become a reasonable question. If the government provides, housing, food, spending money, cell phones, hi-speed internet and who knows what else, are we reaching a point where the government is discouraging work on the low end of the economic spectrum?
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Post 04 Jul 2012, 9:41 am

rickyp wrote:fate
Nope, I'm saying it's a lie to hand someone an insurance card and pretend that solves the problem


Doesn't that depend on the problem? If it was being uninsured, or being afraid to move jobs for fear of losing insurance, or fear of reaching a limit to insurance coverage over time ..... yeah thats a solution.
I don't think the idea of universal coverage of insurance was ever intended to solve any problems of primary care physician shortages...
If you have evidence that this was one of the things Obamacare sought to alleviate please provide proof.


I'm sorry but your ability to demand proof has been revoked. You post more assertions than anyone without it. In one of your recent posts, I challenged you on 4 separate points to provide evidence. I'm still waiting.

And, that's NOT what I said. I said you can't just promise medical care for people and give them a card--there are other problems, like the doctor shortage.

Have a go at proving why the primary care physician shortage in Massachussetts was caused by Romneycare then too.


When someone does the research, I'll post it. Other than living in MA, I can't imagine why a PCP would settle here. For surgeons/specialists, Boston is as good as it gets. For PCP, MA is a pretty poor place to live.

I'm also saying that the government interfering with it will make the shortage worse.


Based on what? Your certainty you know what "govenrment interference there will be?


Think. Then post.

If uninsured folks get insurance, they no longer have to go to the ER, right? Right.

So, they go to PCP, right? Right.

The number of PCP is not growing, right? Right.

More patients seeing the same number of PCP = ?

Longer waits.

It's not difficult.

Just think.
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Post 04 Jul 2012, 10:51 am

Doctor Fate wrote:...as the pool gets larger and larger, you can be assured the "need" will sometimes be out of pure laziness.

Hmm. You can also be assured, as the pool gets larger, that ever more deserving and legitimately needful families will be included.

Do you suspect that a majority of the uninsured are simply "lazy"?
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Post 04 Jul 2012, 11:38 am

Purple wrote:
Doctor Fate wrote:...as the pool gets larger and larger, you can be assured the "need" will sometimes be out of pure laziness.

Hmm. You can also be assured, as the pool gets larger, that ever more deserving and legitimately needful families will be included.

Do you suspect that a majority of the uninsured are simply "lazy"?


No, and that is not my point.

I would disagree that "ever more deserving and legitimately needful families will be included." That could happen. It might not.

On the other hand, there is ample evidence that many able-bodied folks have found it's easier to NOT work. I've posted Alex Pelosi's short film before. Additionally, there are now more folks on SSI disability than live in NYC. That is ridiculous and shows that often the bar is too low for assistance.
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Post 04 Jul 2012, 11:59 am

http://online.wsj.com/article/SB1000142 ... 05864.html

I thought this was an interesting editorial on ACA and Roberts. Here's the meat of it:

The Chief Justice did not simply change a label—as if Congress said something was a penalty when it was really a tax. Rather, these categories are defined by their purposes and effects, by how they operate in practice. Taxes are "exactions" whose main goal is raising revenue, while penalties punish individuals for breaking the law. The boundaries can blur—legitimate taxes may also have strong punitive aims—but scarcely so in this case. ObamaCare's mandate was designed to regulate individual conduct to help achieve universal coverage. If it succeeds perfectly, it should collect $0.

Even if Democrats had passed the mandate tax as rewritten by the Chief Justice, and they did not, the Supreme Court until Thursday has never held that Congress can call anything it wants a tax. The taxing power like the Commerce Clause is broad, and the courts are generally deferential. But all powers the Constitution enumerates are also limited, and these limits—unique to each power—must be meaningful and enforceable by the legal system.

The Chief Justice's compounding errors deprive the taxing power of any viable limiting principles. Article I, section 8 gives Congress an independent grant of power to "lay and collect Taxes, Duties, Imposts and Excises, to pay the Debts and provide for the common Defence and general Welfare of the United States." Taxes must originate in the House, the political body designed to be most responsive to voters. There are also important additional safeguards on the type of exactions known as "direct taxes."

Indirect taxes—"duties, imposts and excises"—are taxes on activities and products. They are passed on by a seller, triggered by a transaction and more or less optional: Consumers don't have to buy taxed goods and services. Direct taxes, on the other hand, are those that the federal government is empowered to impose on individuals as citizens. They cannot be avoided because they are levied on the existence of people.

America has its origins in a rebellion against arbitrary and pernicious taxation and the Framers wanted to make it extremely difficult to impose or raise direct taxes. These can easily morph into plenary police powers, the regulation of private behavior and conduct that the Constitution vests in the states. For this reason, while the taxing power in addition to raising revenue can achieve regulatory results, those regulatory results must be constitutional themselves.

***

That boundary held for 225 years until Thursday's ruling, as the Court had repeatedly struck down Congress's efforts to arrogate to itself police powers under either the Commerce Clause or the taxing power. The Chief Justice ruled instead that the mandate was an unconstitutional exercise of federal police powers under the Commerce Clause, only to transform the taxing power into a license for the federal government to impose taxes whose defining feature is commanding people as members of society.

Chief Justice Roberts concedes that "Congress's ability to use its taxing power to influence conduct is not without limits" and that in the 19th and early 20th centuries the Supreme Court "policed these limits aggressively, invalidating punitive exactions obviously designed to regulate behavior otherwise regarded at the time as beyond federal authority." But then he writes that "more recently we have declined to closely examine the regulatory motive or effect of revenue-raising measures."

His error—or more likely, his deliberate sleight-of-hand—is that this modern jurisprudence does not deal with direct taxes but indirect taxes and income taxes. Income taxes were authorized in 1913 by the Sixteenth Amendment, which was necessary to bypass the other important limit on direct taxes, called apportionment.

The Constitution says that "No Capitation, or other direct, Tax shall be laid, unless in Proportion to the Census or enumeration herein before directed to be taken." Colloquially, direct taxes are known as head taxes and they must be spread among the states according to population. Apportionment's onerous limits were meant to protect against abuse and sectional favoritism. If Congress uses direct taxes, the residents of South Carolina will pay the same overall share as Massachusetts, and so forth.

But apportionment would defeat the mandate tax's "whole point," the Chief Justice writes, since every state will have a different percentage of citizens that are uninsured. So he cryptically rules that "A tax on going without health insurance does not fall within any recognized category of direct tax."

But if not a direct tax, then what kind of tax is it? It is not an indirect tax because it applies to a failure to purchase something, what the Chief Justice calls "an omission," not an optional transaction. It is not a tax on income because that merely hits "accessions to wealth," not what people choose or choose not to do with those accessions.

The result is that Chief Justice Roberts has created the only tax in U.S. history that exceeds its own constitutional limits and is meant to execute powers that the Court otherwise ruled were invalid. His discovery erases the limiting principle—apportionment—that constrains the taxing power for everything besides income and excises.
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Post 04 Jul 2012, 3:18 pm

Thanks for posting that.
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Post 05 Jul 2012, 2:15 pm

I was reading somethings recently about the decision of the Mandate as a tax and one pundit made an interesting comment. The mandate is a regressive tax. The premise is that because the more well off do not have to worry about purchasing health insurance; therefore, the lower/middle incomes will be the ones most effected by the mandate tax.

So is the mandate a regressive tax?
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Post 05 Jul 2012, 5:38 pm

I don't think so; for one, in many cases it is based on actual income; also, if your income is below a certain level, you are not subject to the mandate.