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- Doctor Fate
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09 Nov 2013, 10:52 am
Will things get worse for Democrats?
Later in June 2010, Sebelius’ department published estimates in the Federal Register that 39 percent to 69 percent of employers’ fully insured plans would relinquish the coverage they had prior to the March 2010 passage of the ACA and thus would have to cancel or change policies.
About 60 million people are covered in fully insured plans, which make up about 40 percent of employer-provided health plans. Fully insured plans are usually offered by large employers. These plans have the insurance company rather than the employer assume the financial risk of annual health care expenses exceeding expectations. The rest of employers self-insure.
To escape having to provide the new law’s minimum required benefits, plans would have to largely maintain the co-pays, premiums and out-of-pocket limits that existed prior to March 2010.
Already this year, only 36 percent of employer plans were pre-2010 plans, compared with 56 percent in 2011, according to the Kaiser Family Foundation, a leading health care research organization. That means that millions of people’s plans already had changed or were canceled in the three and a half years since the law was enacted in March 2010.
That doesn’t automatically mean the plans were changed or canceled because of the new law.
Read more here:
http://www.mcclatchydc.com/2013/11/07/2 ... rylink=cpy
Yes, they will.
Love this article. It demonstrates how, if the President was an insurance company executive, Obama could be facing fraud charges. That's what he did.
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- freeman3
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09 Nov 2013, 12:11 pm
Well, given your track record for being right about Obama I feel pretty good. The Bush comparison was to show differences in scale; Bush's lies were incredibly damaging. I have already submitted the proof--both the CIA and State Deparrment knew that Niger allegations were forgeries and yet Bush went ahead with them. Look at the 16 words--they were chosen extremely carefully. "The British Government has learned that Saddam Hussein has recently sought significant qualities of uranium from Africa." The British Government was referenced, an appeal to authority. The use of the word learned --not that they received a report, or had an assessment; the word learn attests to authencity. The use of Africa indicates that Iraq is making multiple attempts to get the uranium, not just one
The State Department told the CIA in a memo on 1-12-03 that the Niger documents were forged. On 2-5-03 Colin Powell refused to use the Niger reference. The author of the State Department memo was incredulous that anyone would believe the president did not see the memo. Finally, the head of the International Atomic Energy Commission wrote to the White House in late 2002 to indicate his concerns that the Niger documents were forgeries. The White House knew--they just thought they could get away with it.
http://www.alternet.org/story/35133/bus ... were_false
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- Doctor Fate
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09 Nov 2013, 1:40 pm
freeman3 wrote:Well, given your track record for being right about Obama I feel pretty good.
Well, good for you! When it comes to what he would do to the economy, how he would ignore the Constitution, and specifically the effects of the ACA, I've been right on.
The Bush comparison was to show differences in scale; Bush's lies were incredibly damaging. I have already submitted the proof--both the CIA and State Deparrment knew that Niger allegations were forgeries and yet Bush went ahead with them.
WMD are not Niger-inclusive.
There is no intel agency and no one who "knew what they were talking about" who believed Saddam did not have WMD.
Additonally:Consider, please, these additional lines I’ve pulled from Bush’s speech:
The United Nations concluded in 1999 that Saddam Hussein had biological weapons materials sufficient to produce over 25,000 liters of anthrax.
The United Nations concluded that Saddam Hussein had materials sufficient to produce more than 38,000 liters of botulinum toxin.
Our intelligence officials estimate that Saddam Hussein had the materials to produce as much as 500 tons of sarin, mustard and VX nerve agent.
U.S. intelligence indicates that Saddam Hussein had upwards of 30,000 munitions capable of delivering chemical agents. (Some of these have actually been located.)
The International Atomic Energy Agency confirmed in the 1990s that Saddam Hussein had an advanced nuclear weapons development program, had a design for a nuclear weapon, and was working on five different methods of enriching uranium for a bomb.
The left is attacking none of these allegations as lies. They’re ignoring these statements because they are true. What’s more, each and every one of the allegations from Bush’s 2003 State of the Union speech listed above constitutes a more serious charge than the 16 words that the left has been obsessing over for the past few weeks. The truth contained in those five statements renders the “Saddam tried to buy uranium” charge almost meaningless. The American public would have easily accepted those facts as reason enough to remove Saddam Hussein.
Obama lied. No matter whether you think Bush did or not, that won't save your idol from the fallout of his actions.
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- Doctor Fate
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09 Nov 2013, 2:10 pm
I know you all hate anecdotes. I don't blame you. By the time the ACA has worked its "magic," there will be tens of millions of anecdotes. However,
this is helpful in understanding why the bad news will just keep rolling:
The other day I mentioned that things might really get rough for Obama when health insurance cancellation notices hit elite Washington journalists. I neglected to consider what might happen if it began to happen to . . . college professors. A professor at an elite university writes in with this account (name withheld by request):
We are now in the process of enrolling in Medical Reimbursement Accounts for next year, and a visit to the Human Resources Department confirms that the year after next, we will not have the insurance plan that we have now. Although my college is self-insured and falls under ERISA laws, the plan the college provides is a “Cadillac” plan that is simply “unsustainable,” I was told. Not only are the tax implications on Cadillac plans too onerous to support, but, for reasons unspecified, the will not allow the college to continue its current insurance. I was worried about this because although we are self-insured, we have an outside administrator, which means we, too, are vulnerable to the tentacles of the ACA.
No one knows this because the Human Resources people have kept all the attention focused on next year, 2014, when things will remain largely the same. And very few people have been following this, blithely assuming that the Republicans who opposed the law were just partisan meanies. But they will learn, sooner or later, (after the mid-term elections???) that 2015 is going to be a whole new ball game. If they like their health care, tough luck.
Of course, about 99% of my colleagues voted for Obama, but they have no idea that they are going to lose the excellent health insurance that they currently enjoy.
So, let's assume there are only a few million affected this year. I think it will be more than you do, but fine. Let's go with your numbers.
The problem is going to be when employers are hit with the mandates. As above, many are going to find their plans are too deluxe. How do you suppose these folks are going to respond when they have a choice of taking tax hits or having their coverages reduced?
Further, if the goal was always to just make sure the uninsured got coverage, why mess with excellent policies?
Oh, because the goal was really not to simply cover the uninsured?
Who knew?
Only those of us who were paying attention.
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- freeman3
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09 Nov 2013, 3:18 pm
Nuclear weapons are what people care about and the 16 words led us into war, those words were wrong, and the Administration knew they were wrong. The Administration was also deceptive in trying to link Hussein to 911 and Hussein to Al Qaeda. A trifecta of deception but you keep believing what you want to believe, that's fine
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- freeman3
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09 Nov 2013, 3:25 pm
By the way, The Republican governor's refusal to accept medicaid expansion cuts even deeper than we thought as a subsidy to hospitals that reimbursed them for treating uninsured patients has been sharply cut...
http://www.nytimes.com/2013/11/09/healt ... d=all&_r=0
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- Doctor Fate
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09 Nov 2013, 3:35 pm
freeman3 wrote:Nuclear weapons are what people care about and the 16 words led us into war, those words were wrong, and the Administration knew they were wrong. The Administration was also deceptive in trying to link Hussein to 911 and Hussein to Al Qaeda. A trifecta of deception but you keep believing what you want to believe, that's fine
Whatever.
Your man is a bald-face liar. He makes Clinton look positively honest in his "confusion" over the meaning of the word "is."
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- Doctor Fate
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09 Nov 2013, 3:42 pm
freeman3 wrote:By the way, The Republican governor's refusal to accept medicaid expansion cuts even deeper than we thought as a subsidy to hospitals that reimbursed them for treating uninsured patients has been sharply cut...
http://www.nytimes.com/2013/11/09/healt ... d=all&_r=0
Wrong. From your link:
A government subsidy, little known outside health policy circles but critical to the hospitals’ survival, is being sharply reduced under the new health law.
Here's the problem: Democrats thought they could run roughshod over everyone--including those who had insurance they liked.
They expected the Republicans to blindly obey. Well, some governors noticed the Medicaid subsidies fade over time, leaving states to hold the bag--meaning they have to raise taxes. So, shockingly, some refused to indebt their States for an unpopular law.
Now, the NYT and other liberals want to kvetch about the results of the ACA. That's what hurt those hospitals. YOUR LAW cut their budgets, not Republicans.
The Democrats "assumed" Republicans would play nice after they spit in their face. There's a problem when you "assume" something.
President Sherlock Holmes: “Obviously we didn’t do a good enough job in terms of how we crafted the law," Obama said in the interview Thursday.
The Democrats played politics.
Now, you want to complain because the Republicans won't kow-tow to them.
Too bad.
It's a bad law, poorly-written, poorly thought-out, and financed with smoke and mirrors.
There's only one thing for Democrats to do now: eat it.
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- rickyp
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09 Nov 2013, 3:59 pm
fate
Well, some governors noticed the Medicaid subsidies fade over time, leaving states to hold the bag--
10% of the cost of Medicare after three years.... Some bag.
Basically these states have had the indigent medical care in their states subsidized by taxation from other states.
If you don't think its fair that people should subsidize other peoples care through insurance, how can you support a system where taxpayers from out side Georgia have to help defray the costs incurred in Georgia?
meaning they have to raise taxes. So, shockingly, some refused to indebt their States for an unpopular law.
Boo hoo. So Georgians might have to raise taxes to pay for 10% of the cost of providing insurance to their poor.
As opposed to having the rest of the US pay the whole load through federal subsidies ...
Their free loaders.
The biggest problem for Republicans is contained in the last paragraph of the story quoted...
“The conversation we are having with the congressional delegation goes like this, ‘If we don’t expand Medicaid, what is the Georgia solution to indigent care?’ ” said Matthew Hicks, vice president for government relations at Grady. “So far they don’t have an answer.”
All the noise doesn't disguise the fact that there is no alternative to the ACA on offer ....Especially not one that could win an election like the ACA did for Obama.
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- Doctor Fate
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09 Nov 2013, 5:31 pm
rickyp wrote:fate
Well, some governors noticed the Medicaid subsidies fade over time, leaving states to hold the bag--
10% of the cost of Medicare after three years.... Some bag.
Basically these states have had the indigent medical care in their states subsidized by taxation from other states.
If you don't think its fair that people should subsidize other peoples care through insurance, how can you support a system where taxpayers from out side Georgia have to help defray the costs incurred in Georgia?
meaning they have to raise taxes. So, shockingly, some refused to indebt their States for an unpopular law.
Boo hoo. So Georgians might have to raise taxes to pay for 10% of the cost of providing insurance to their poor.
As opposed to having the rest of the US pay the whole load through federal subsidies ...
Their free loaders.
The biggest problem for Republicans is contained in the last paragraph of the story quoted...
“The conversation we are having with the congressional delegation goes like this, ‘If we don’t expand Medicaid, what is the Georgia solution to indigent care?’ ” said Matthew Hicks, vice president for government relations at Grady. “So far they don’t have an answer.”
All the noise doesn't disguise the fact that there is no alternative to the ACA on offer ....Especially not one that could win an election like the ACA did for Obama.
No, his LIES about the ACA helped him win. If he'd told the truth, he would have lost.
Your argument is that 10% of an expanded Medicaid roll is no biggie. Logically then, your position is that GOP. Governors simply want to keep the poor uninsured. That's not true. They want block grants instead of more Federal mandates.
Keep crying because this is crushing the Democrats.
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- GMTom
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09 Nov 2013, 9:27 pm
nice Ricky, so it's ok to lower the cost for ONLY those who purchase individual insurance while allowing the rest of us to face 20% increases?
But Obama said he would cut the cost of insurance to everyone and save the average family $2500. he did NOT say it applied only to a small percentage who bought individual insurance. You can try to explain it away but read his promise and tell me it was not a broken bald faced LIE. Your only answer is to claim he screwed up and should fix his mistake, trying to lawyer him a way out of this isn't working.
He said average savings to Americans would be $2500
I am an average American, I am in an area that already pays higher rates than most of the rest of the country yet my rates soared 20% ...he lied!
You love politifact so much, If you use this source when it suits your opinion, you need to accept it now
http://www.politifact.com/truth-o-meter ... -premium-/
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- danivon
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10 Nov 2013, 4:16 am
Is it me, or is "can" not the same thing as "will" in everyone else's version of English?
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- rickyp
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10 Nov 2013, 10:51 am
tom
nice Ricky, so it's ok to lower the cost for ONLY those who purchase individual insurance while allowing the rest of us to face 20% increases
From 2009
Today, the average cost of a family health insurance offered by an employer is $13,375. That’s up 131% over the last decade—a period in which inflation rose only 28%. And one estimate says that if costs continue on their current trajectory, premiums will go up another 166% in the decade ahead.
Read more: Health Insurance Premiums Up 131% in Last Ten Years | TIME.com
http://business.time.com/2009/09/16/hea ... z2kGXDcVcmTom the ACA didn't cause your insurance costs to increase so much, they were going up anyway.
The only way to avoid increasing premiums at the historic rates was to accept insurance that wasn't really insurance.
Bitching about the ACA and Obama's sales pitch isn't an answer to high insurance premium costs . Not is it an answer to anything else that the ACA sets out to do.
Are minimal standards for insurance a good idea? If not why not?
Is offering insurance to everyone a good idea? If not why not? The current alternative is opening the emergency wards to everyone ... whats better?
Are limits to insurance company profits a good idea?
Its really too bad you have higher insurance costs.... But that was going to happen without the ACA anyway.
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- Archduke Russell John
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10 Nov 2013, 5:27 pm
Doctor Fate wrote:Your argument is that 10% of an expanded Medicaid roll is no biggie.
What I like most about the naiveté of this statement is the assumption that it will remain at 10%. That the Federal government will never reduce the Medicaid subsidy below 90%. I guarantee that within the next decade the percentage the Federal Government pays towards the expanded Medicaid will be below 80%.
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- GMTom
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10 Nov 2013, 7:32 pm
Danivon, Fair enough
...cover every American and cut the cost of a typical family's premium by up to $2,500 a year
"Up to" could certainly mean some will be paying less. But I am very middle class and I am paying 20% MORE. If I saved say $2000 or maybe even $1500 I would have no problem with being off. But large savings turning into large raises is not what he spoke of or promised over and over. You want to lawyer this into the truth? You play that game with this lie and you will look as foolish as the rest of the people trying to defend a position that simply can not be defended. Ricky keeps trying, he points to rising costs here and there....Ricky, that means NOTHING, these price hikes were known at the time of the promise and Obama promised this plan would reduce waste and save us money....it hasn't, it was a lie.
Keep trying to weasel a way out of this, the more you try, the worse you look. The answer is he screwed up, this is not what was promised and needs to be reworked into what we were told we would have. Until that time, you and Obama look utterly foolish, and Danivon trying to find a loophole in language, same thing.