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Post 11 Feb 2011, 8:13 am

danivon wrote:Archduke - cost may not be an issue at an individual level for many at the point of getting care, but it certainly is for the US as a whole. The reforms under Obama might not be much of a solution, but the pre-existing system wasn't going to be sustainable either.



well, first, I am not sure I am willing to say the current system is unsustainable. It works for the overwhelming majority of the population. However, as I have often said, I am not an economist, so I will defer to the experts that say it does need to be changed.

However, I would argue that Obamacare is not just "not much of a solution" but would argue that it actually makes the situation worse. Our medical costs have increased since the passage of the bill at a rate that is double the previously expected rate. On top of that, the government has granted waivers to over 700 different companies and organizations from the requirements of Obamacare requirements.

I mean seriously, if the first actions you have to take after passage of an all inclusive bill is grant waivers, isn't there something wrong with it?
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Post 11 Feb 2011, 8:54 am

So, to cut it short, Steve, the Republicans in the House want to repeal first, and later on think about what reforms they may want to see.

I'm not sure why you consider my question invalid. Seems you are making a heap of assumptions. It's really quite simple...

Before 2009, the healthcare budget was spiraling, insurance premiums were increasing, millions were not covered (and so when they became ill often ended up being a burden on everyone else), and while outcomes are pretty good, they are not much better than for a country like France or Germany which spend about 2/3 per capita on healthcare (public & private combined).

Whatever the effects of the recent Act, simply calling for repeal first means going back to those underlying issues again. Frankly, I'm surprised that there isn't any more thinking going on about how to deal with them.

Republicans were not 'denied' anything in terms of input. They were on committees, they had a say. They just retreated to outright opposition for ideological reasons and let the democrats fight out the details between the Blue Dogs and the liberals. Politically, perfect oppositionalism. But it was their decision to avoid constructive work.

As for your last sentence, well, I don't know. Perhaps they'll make a darn good fist of it. Or maybe they'll do what the US has been doing since Nixon was around, and hoping that if you just avoid the issue, it will all go away.
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Post 11 Feb 2011, 9:24 am

danivon wrote:So, to cut it short, Steve, the Republicans in the House want to repeal first, and later on think about what reforms they may want to see.


They have made many proposals, some specific, some more general. I don't believe it's a matter of repeal and then think about it. And, I did not say that.

I'm not sure why you consider my question invalid.


It's really quite simple: Why is it government's job to "deal with the ever-rising costs of healthcare?" If they stepped back a bit, costs would go down. It is government interference that is driving costs up--the demands put on insurance companies under Obamacare are going to increase insurance companies' costs, which they pass on to consumers. The underlying assumptions of the ACA are flawed.

Seems you are making a heap of assumptions. It's really quite simple...

Before 2009, the healthcare budget was spiraling, insurance premiums were increasing, millions were not covered (and so when they became ill often ended up being a burden on everyone else), and while outcomes are pretty good, they are not much better than for a country like France or Germany which spend about 2/3 per capita on healthcare (public & private combined).


And, the situation has changed how?

Answer: it's gotten worse.

Whatever the effects of the recent Act, simply calling for repeal first means going back to those underlying issues again. Frankly, I'm surprised that there isn't any more thinking going on about how to deal with them.


Because if they're not on the front of the NYT, no one is thinking about them?

Republicans were not 'denied' anything in terms of input. They were on committees, they had a say.


Rubbish. This is from before the bill was final in the LA Times.

Since it's basically one-party rule in Washington nowadays, Democratic leaders including Harry Reid and Nancy Pelosi are seriously considering pushing President Obama's beloved healthcare legislation through Congress without the normal conference committee work involving both party's members from both houses.

Such a select conference committee is normally charged with reconciling differing House and Senate bills on the same issue before final votes in each house on the compromise version.

But since American voters collectively wanted so much change so badly in 2008, they handed over the White House, House of Representatives and Senate to Democrats with such lopsided majorities that, much as in Chicago, the ruling party doesn't really need any Republican help driving the differing bills through a blender to produce a final version, possibly by early February.

Congressional Democrats will meet with Obama at the White House this evening to discuss the....

...strategy, some in person, some via videoconferencing. House Democrats will caucus Thursday to discuss a final decision on strategy for when they reconvene next week.

As our colleague James Oliphant reports, such a beeline has some advantages for Democrats. While they don't need Republican help, they also don't need the GOP's avowed obstructionism. Simply choosing conference committee members offers numerous opportunities for long procedural delays in a democracy.

And the president has stressed healthcare urgency for months; remember, he wanted all this done by the first week of August last year because he saw poll support dropping and wanted to avoid entanglement with the 2010 elections.

But here we are in 2010. And there are the elections just 305 days away.

A new Rassmussen Reports poll out Monday finds that a majority of Americans believe the new plans will hurt healthcare quality, 59% figure it will actually increase healthcare costs, 57% oppose the bills' intent to cut Medicare benefits by hundreds of billions of dollars and, for some reason, 78% of Americans suspect the Obama administration cost estimates are way under the actual expenses.

Democrats simply ramming the immense measure through, however, might look heavy-handed to some moderate Americans, while having one party's leadership secretly craft the final bill behind closed doors fits more with a policy of official opacity than oft-promised transparency.


While many had their say, one man crafted the final version, which contained virtually nothing the GOP supported, and it was Harry Reid:

Reporters and the public will get their first look at the bill, which Reid has been crafting behind closed doors for the past month using pieces of bills passed by two Senate committees earlier this year, when it is posted on Reid's Web site, possibly sometime tonight.

Reid called it a bill that "saves lives, saves money and protects Medicare -- makes Medicare stronger."

Earlier today, the non-partisan Congressional Budget Office released its estimates of the bill, said to cost $849 billion over 10 years and cover 31 million Americans who are currently uninsured.


They just retreated to outright opposition for ideological reasons and let the democrats fight out the details between the Blue Dogs and the liberals. Politically, perfect oppositionalism. But it was their decision to avoid constructive work.


Again, I understand that is the liberal talking point. However, what in the bill was something the GOP put forth? Allowing competition across State lines? Nope. Lawsuit restrictions? Nope. There is virtually nothing the Republicans put forth or could support in the bill. You know what was telling? They couldn't even get the RINO's to support it.

If it's such a great bill, why don't the American people support it? Even notoriously liberal polls (adults, as opposed to likely or even registered voters) are split at best:

The poll finds that 40 percent of those surveyed said they support the law, while 41 percent oppose it. Just after the November congressional elections, opposition stood at 47 percent and support was 38 percent.

As for repeal, only about one in four say they want to do away with the law completely. Among Republicans support for repeal has dropped sharply, from 61 percent after the elections to 49 percent now.

Also, 43 percent say they want the law changed so it does more to re-engineer the health care system. Fewer than one in five say it should be left as it is.


Meanwhile, those with a clue are sure it's a disaster:

A new Rasmussen Reports national telephone survey finds that 58% of Likely U.S. Voters at least somewhat favor repeal of the health care law, with 44% who Strongly Favor it. Thirty-seven percent (37%) are opposed to repeal, including 26% who Strongly Oppose. (To see survey question wording, click here.)

These numbers mark little change from a week ago and are consistent with findings since March of last year when Democrats passed the law. Support for repeal has ranged from 50% to 63% in weekly tracking since then. The new Republican-controlled House recently voted to repeal the law, but the Senate with its Democratic majority is not expected to follow suit.

Similarly unchanged is the belief by 56% of voters that the cost of health care will go up under the new law, a view shared by 53% to 61% since last March. Twenty percent (20%) disagree and expect costs to go down. Nineteen percent (19%) say they will stay about the same.

Only 21% say the quality of health care will get better under the new law. Fifty-two percent (52%) say quality will get worse, while 22% predict that it will stay the same. Since last March, the number who think the new law will worsen health care quality has ranged from 48% to 55%.


It's just a matter of time. The numbers don't lie and Democrats can't thwart the will of the American people forever.
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Post 11 Feb 2011, 1:20 pm

danivon wrote:Republicans were not 'denied' anything in terms of input. They were on committees, they had a say.


Actually they were. There was one committee that reported out a bill that included Republican input. It was Senate Finance committee with Max Baucus as the Chair. However, before the Bill was introduced on the floor of the Senate, Harry Reid stripped anything Republican out of it.

And just because the Republicans are on the committee doesn't mean they get a say. Everything in the committee is run by the Majority Chair. The Chair can decline to allow discussion or vote on a Minority amendment/bill. Further, I believe any Republican proposals in Committee were voted down in committee.
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Post 14 Feb 2011, 5:58 am

Doctor Fate wrote:It's really quite simple: Why is it government's job to "deal with the ever-rising costs of healthcare?"
Ummm. Because it's taking up about 1/6 of GDP and rising, and yet for millions of Americans is providing inadequate cover (meaning a drain on the economy as people are unable to work or are laden with debt).

It's just a matter of time. The numbers don't lie and Democrats can't thwart the will of the American people forever.
You seem to be more interested in opinion polling numbers, though. I know what the opinion polls say, and I know how many Americans oppose the changes (yet a couple of years ago, most wanted change). But perhaps the more important numbers are things like the cost of healthcare to the taxpayer, the cost of private care, the rising costs of treatments, the number of people not covered, the number of industrial days lost to illness...

People can think what they like (and they do), and they can be fickle, the public. The underlying issues are not going away.
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Post 14 Feb 2011, 6:00 am

Archduke Russell John wrote:
danivon wrote:Republicans were not 'denied' anything in terms of input. They were on committees, they had a say.


Actually they were. There was one committee that reported out a bill that included Republican input. It was Senate Finance committee with Max Baucus as the Chair. However, before the Bill was introduced on the floor of the Senate, Harry Reid stripped anything Republican out of it.
And they were unable to present amendments on the floor to restore or add new ideas?

And just because the Republicans are on the committee doesn't mean they get a say. Everything in the committee is run by the Majority Chair. The Chair can decline to allow discussion or vote on a Minority amendment/bill. Further, I believe any Republican proposals in Committee were voted down in committee.
I know how committees work. I've been the Majority Chair of one at a council. I was, however, pretty generous ;-)

Still, there is the scope for minority reports, and committees only submit bills to the floor, they do not decide what gets passed.
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Post 14 Feb 2011, 9:15 am

danivon wrote:
Doctor Fate wrote:It's really quite simple: Why is it government's job to "deal with the ever-rising costs of healthcare?"
Ummm. Because it's taking up about 1/6 of GDP and rising, and yet for millions of Americans is providing inadequate cover (meaning a drain on the economy as people are unable to work or are laden with debt).


In that event, the government ought to take over food, clothing, housing and transportation too. The first three of which are at least as important as healthcare.

There are many reasons why many Americans have inadequate health insurance. None of them is a failure of the government to be involved.

As a Constitutional republic, the Constitution determines the parameters of government. Nothing in the Constitution would mandate government running or controlling our healthcare system. It could be modified to do so, but that should be a determination of the people, not of 30% or less of the electorate.

But perhaps the more important numbers are things like the cost of healthcare to the taxpayer, the cost of private care, the rising costs of treatments, the number of people not covered, the number of industrial days lost to illness...


Nothing in this law lowers costs. Nothing. It is yet another unfunded entitlement, which if allowed to stand will cost trillions of dollars.

People can think what they like (and they do), and they can be fickle, the public.


Yes, but the numbers are not getting better for this. The bigger point is that Americans are beginning to understand that the entitlement state Obama wants to build is not affordable if we are to be any kind of force in the world. If President Obama has his way, 50 years from now the US will not be able to defend itself because our entitlements will have consumed our budget. We have more than $100T in unfunded liabilities, not counting Obamacare. Where is that money coming from?

If the President knows, he's sure keeping it a closely guarded secret.

The underlying issues are not going away.


And, in fact, will worsen courtesy of the ACA.
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Post 14 Feb 2011, 9:53 am

danivon wrote:And they were unable to present amendments on the floor to restore or add new ideas?


Actually, I do not believe they were for the initial passage. However, when the secondary bill went through the reconciliaiton process, the Republicans proposed something like 100 amendments. Every single one was voted down on straight party line votes.

danivon wrote:I know how committees work. I've been the Majority Chair of one at a council. I was, however, pretty generous ;-)


That's good for you. However, the Democrats weren't.

danivon wrote:Still, there is the scope for minority reports, and committees only submit bills to the floor, they do not decide what gets passed.

True, but that wasn't the jist of this argument. The origin of the discussion was that Republicans hand the oppurtunity to influence the bill when in fact they did not. The Democrats killed every Republican attempt.
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Post 14 Feb 2011, 10:14 am

and if the Democrats were/are happy with the end product you would think they would take ownership? Then why is it they seem to distance themselves from it and allow such thinking run rampant ..."the Republicans had their input". You can argue for government health care and you would be on firmer ground than this complete atrocity that has been put forward, some ill-informed liberals actually think this is what was in fact enacted upon. It does nothing for the poor, this simply forces poor people to buy insurance they can not afford, when they don't buy it, what happens then? Same thing we have now only with the added costs of getting government involved even more.
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Post 16 Feb 2011, 1:39 pm

Doctor Fate wrote:In that event, the government ought to take over food, clothing, housing and transportation too. The first three of which are at least as important as healthcare.
Well, all are indeed pretty important. The government in already involved in food, housing and transportation as far as I'm aware:

Food.
Regulation of food through the FDA
Subsidies for food producers
Food Stamps for the poor
Any more?

Housing.
Regulation of rental and purchase markets
Public housing schemes
housing assistance for the poor
Any more?

Transportation.
Building and maintaining roads
Setting up and subsidising public transport
Any more?

Now, I accept that you may despise the fact that the government is involved in those things, but it is. So your point is what, exactly?

There are a fair number of homeless people in the US, but not as many as are uninsured on health. You don't have a problem with starvation. Clothes are cheap and fairly easily available, so there's not much of a problem there.

Tom, Archduke. Sounds to me like the Republicans lost straight up and down votes. I'm sure that they put forward 100 amendments, but I wonder how many were constructive, and how many were attempts to derail the bill (I've seen how raising a load of amendments is designed to kill off, rather than enhance a bill). I agree with Tom that a simpler public scheme would have been far better than the fudge that got passed. But such a scheme would never have been acceptable to Republicans, and after the misinformation swirling around that summer, to the public. Indeed, the main problem was the need to keep the Blue Dogs on board enough to get something passed, and in so doing the thing became unmanageable.

But still, I'm not seeing from you guys what the actual proposals are that the Republicans would seek to deal with the problems that were evident before the Act. Vague stuff like 'less gubmint' is all very well, but what?

Interstate competition seems to be about the best one I've seen.
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Post 16 Feb 2011, 2:56 pm

danivon wrote:
Doctor Fate wrote:In that event, the government ought to take over food, clothing, housing and transportation too. The first three of which are at least as important as healthcare.
Well, all are indeed pretty important. The government in already involved in food, housing and transportation as far as I'm aware:

Food.
Regulation of food through the FDA
Subsidies for food producers
Food Stamps for the poor
Any more?

Housing.
Regulation of rental and purchase markets
Public housing schemes
housing assistance for the poor
Any more?

Transportation.
Building and maintaining roads
Setting up and subsidising public transport
Any more?

Now, I accept that you may despise the fact that the government is involved in those things, but it is. So your point is what, exactly?


That human beings cannot survive without food, yet the government doesn't provide it equally for all people. Somehow when it seeks to do this for medical care, it's a "good" thing and medical care is a "right."

The same can be said about housing. I can just imagine the "thrill" of the rich and famous being escorted out of their homes and into a block house, a la Judge Dredd.

The ACA establishes minimum insurance standards and makes them mandatory. This is why so many waivers are being issued.

There are a fair number of homeless people in the US, but not as many as are uninsured on health. You don't have a problem with starvation. Clothes are cheap and fairly easily available, so there's not much of a problem there.


Yeah, lots of homeless people. Let me illustrate: our governor said he was going to lure companies back to MA by . . . building low-income housing. How did that work? So well, that I know a couple who make good money and are about to buy a low-income house. Why? Because no "low-income" people will move in.

Many homeless are homeless by choice.

Government cannot solve problems that are not actual problems. Medical insurance is only a problem because the government has set up a ridiculous number of regulations. Instead of creating more, what about rolling a few back and seeing what happens?

Tom, Archduke. Sounds to me like the Republicans lost straight up and down votes. I'm sure that they put forward 100 amendments, but I wonder how many were constructive, and how many were attempts to derail the bill (I've seen how raising a load of amendments is designed to kill off, rather than enhance a bill).


While true, it says something about the bill: that it was not bipartisan and that it was a one-sided effort to ram something unpopular through Congress. There has never been such a huge entitlement passed by one party acting alone.

But still, I'm not seeing from you guys what the actual proposals are that the Republicans would seek to deal with the problems that were evident before the Act. Vague stuff like 'less gubmint' is all very well, but what?


Now, this article is hardly "fair" or "balanced," but it does briefly mention GOP suggestions:

The GOP bill is an amalgam of market-oriented measures that would limit medical malpractice lawsuits, expand the use of tax-sheltered medical savings accounts, let people shop for insurance outside of their own states, and make it easier for small businesses and hard-to-insure people to get coverage. The ideas reflect conservatives' suspicion of sweeping new programs, federal spending and additional regulation.

Unlike the Democratic plan, it does not include subsidies or other provisions that would make coverage more affordable to people of modest means.


Interstate competition seems to be about the best one I've seen.


The question really comes down to this: if one is going to do a massive program (and the ACA is clearly that), then why not steal the best ideas already out there (Switzerland, etc.) and come up with a hybrid? If not that, then why not change things incrementally--seeing what works and then adjusting as needed?

The ACA is filled with abominable provisions, including the 10-99 requirement. The law is a dream only for bureaucrats and lawyers because it has so many loopholes and inexplicable clauses (that will be defined by a faceless bureaucrat, who will churn out hundreds of pages of regulations to explain a single paragraph).
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Post 16 Feb 2011, 3:15 pm

Doctor Fate wrote:That human beings cannot survive without food, yet the government doesn't provide it equally for all people. Somehow when it seeks to do this for medical care, it's a "good" thing and medical care is a "right."
Yet that's not what the Act does. It doesn't really increase government provision so much as increase the regulation in the market. While it improves the minimum level of cover that people can buy (and tries to make them buy it), it does not enforce equality.

The same can be said about housing. I can just imagine the "thrill" of the rich and famous being escorted out of their homes and into a block house, a la Judge Dredd.
You are telling me that the ACA means that rich people can't pay for top level cover any more? That they can only take the basic mandatory cover? Or are you making a hyperbolic comparison between apples and oranges for dramatic effect?

Government cannot solve problems that are not actual problems. Medical insurance is only a problem because the government has set up a ridiculous number of regulations. Instead of creating more, what about rolling a few back and seeing what happens?
So, what regulation would you remove. And what potential drawbacks do you think might arise from it's removal?

The GOP bill is an amalgam of market-oriented measures that would limit medical malpractice lawsuits, expand the use of tax-sheltered medical savings accounts, let people shop for insurance outside of their own states, and make it easier for small businesses and hard-to-insure people to get coverage. The ideas reflect conservatives' suspicion of sweeping new programs, federal spending and additional regulation.

Unlike the Democratic plan, it does not include subsidies or other provisions that would make coverage more affordable to people of modest means.
Limiting Torts looks to me like extra regulation (government telling people what they cannot sue for). I agree that cross-state selling would seem to fit with what the US could do with it's pre-existing system. Expanding tax-shelter for savings sounds ok, but I wonder how many people would actually benefit (what proportion of people would use that rather than use insurance?), and the last one 'make it easier' is vague in the extreme. How do you make it 'easier'? Force the price down, subsidise it, reduce the minimum level of cover?

The question really comes down to this: if one is going to do a massive program (and the ACA is clearly that), then why not steal the best ideas already out there (Switzerland, etc.) and come up with a hybrid? If not that, then why not change things incrementally--seeing what works and then adjusting as needed?
Oh, that's too funny! Whenever we foreigners suggest you look at the rest of the world, your right wing like to point out the uniqueness of the USofA, and how "we just can't act like you do, it's not in our nature".

The Swiss system is pretty good, and the Swiss are similar in outlook to Americans. Your GDP/capita is about the same according to the OECD. Not sure how much you'd really like it though.

Insurance is compulsory, which seems to be a major bugbear for you with the new US Act. Premiums for people on low incomes are subsidised by the state. There are copayments for treatment via an excess and a percentage above the excess. Insurance companies cannot make any profit on the compulsory scheme, but they can offer extra cover.

Providers themselve are a mixture of public and private, but quite a bit of the private provision is publicly subsidised.

It is a lot cheaper though. Less than 11% of GDP. Of course, Switzerland is a lot smaller than the USA.
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Post 16 Feb 2011, 3:38 pm

danivon wrote:
Doctor Fate wrote:That human beings cannot survive without food, yet the government doesn't provide it equally for all people. Somehow when it seeks to do this for medical care, it's a "good" thing and medical care is a "right."
Yet that's not what the Act does. It doesn't really increase government provision so much as increase the regulation in the market.


Really? Then why is the cost to the government so high?

While it improves the minimum level of cover that people can buy (and tries to make them buy it), it does not enforce equality.


Not directly, but realistically, over time, what's going to happen?

The same can be said about housing. I can just imagine the "thrill" of the rich and famous being escorted out of their homes and into a block house, a la Judge Dredd.
You are telling me that the ACA means that rich people can't pay for top level cover any more? That they can only take the basic mandatory cover?


No. If the ACA stands, which I doubt, it will effectively create two levels of care--Obamacare for most of us and something else for the wealthy. Perfect for the party that thrives on class warfare.

Government cannot solve problems that are not actual problems. Medical insurance is only a problem because the government has set up a ridiculous number of regulations. Instead of creating more, what about rolling a few back and seeing what happens?
So, what regulation would you remove. And what potential drawbacks do you think might arise from it's removal?


There are too many problems with this bill to fix it piecemeal, including its funding. Please wake me the day Congress cuts half a trillion from Medicare--one of the main funding sources.

Limiting Torts looks to me like extra regulation (government telling people what they cannot sue for).


Maybe. The intent would be to lower malpractice insurance costs and prevent idiotic scenes like lawyers channeling dead children to score some easy cash--but enough about John Edwards. The bigger issue wouldn't be stopping people from suing for certain things, but to cap some awards.

I agree that cross-state selling would seem to fit with what the US could do with it's pre-existing system. Expanding tax-shelter for savings sounds ok, but I wonder how many people would actually benefit (what proportion of people would use that rather than use insurance?), and the last one 'make it easier' is vague in the extreme. How do you make it 'easier'? Force the price down, subsidise it, reduce the minimum level of cover?


And, these would have been excellent issues to debate! Instead, Democrats, get this, included a provision in the bill that if you use your healthcare account to get over the counter medications, you have to get a note from a doctor in order to use your account money.

Get that? In other words, a new regulation requiring, basically, a prescription (and a co-pay for an office visit) to use your own money. Brilliant!

The question really comes down to this: if one is going to do a massive program (and the ACA is clearly that), then why not steal the best ideas already out there (Switzerland, etc.) and come up with a hybrid? If not that, then why not change things incrementally--seeing what works and then adjusting as needed?
Oh, that's too funny! Whenever we foreigners suggest you look at the rest of the world, your right wing like to point out the uniqueness of the USofA, and how "we just can't act like you do, it's not in our nature".


Actually, throughout the health care debate, I have looked at other systems. I'm not opposed to doing something else--it just has to make sense. I am opposed to the monstrosity that is the ACA.

The Swiss system is pretty good, and the Swiss are similar in outlook to Americans. Your GDP/capita is about the same according to the OECD. Not sure how much you'd really like it though.

Insurance is compulsory, which seems to be a major bugbear for you with the new US Act. Premiums for people on low incomes are subsidised by the state. There are copayments for treatment via an excess and a percentage above the excess. Insurance companies cannot make any profit on the compulsory scheme, but they can offer extra cover.

Providers themselve are a mixture of public and private, but quite a bit of the private provision is publicly subsidised.


Well, the problem with compulsory insurance is the Constitution. We'll see, but on the face of it, it's unconstitutional. The USSC may decree it constitutional, but if it is, we had better never elect another Democratic President and Congress combo or we will have given them the keys to force whatever they want on us.

It is a lot cheaper though. Less than 11% of GDP. Of course, Switzerland is a lot smaller than the USA.


Again, I'm not saying buy it lock, stock and barrel. However, a bit of it, a bit of a few other systems, throw in a dash of competition, and we might have a uniquely American system that works. The Harry Reid model is a disaster.
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Post 16 Feb 2011, 4:09 pm

Doctor Fate wrote:Well, the problem with compulsory insurance is the Constitution. We'll see, but on the face of it, it's unconstitutional. The USSC may decree it constitutional, but if it is, we had better never elect another Democratic President and Congress combo or we will have given them the keys to force whatever they want on us.

It is a lot cheaper though. Less than 11% of GDP. Of course, Switzerland is a lot smaller than the USA.


Again, I'm not saying buy it lock, stock and barrel. However, a bit of it, a bit of a few other systems, throw in a dash of competition, and we might have a uniquely American system that works. The Harry Reid model is a disaster.
The problem is that the compulsory insurance part of the Swiss system is pretty core to it. Other than that there is free competition between insurers, pretty much. The problem is that whenever you look at healthcare systems that work well, the mandatory part is the one that seems to be pretty important. At a stroke it reduces a lot of overheads (you no longer have to check whether someone has basic cover before you treat them, for example). Standardising cover also reduces bureaucracy and duplication. If that's done right.

And as to whether it's unconstitutional? Well, I think that the well being of the people comes under General Welfare, but whether that is enough to include it, I don't know. It won't be your view (let alone mine) that counts, but that of the USSC - assuming the Act remains in place long enough for it to get there.
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Post 16 Feb 2011, 4:30 pm

danivon wrote:The problem is that the compulsory insurance part of the Swiss system is pretty core to it. Other than that there is free competition between insurers, pretty much. The problem is that whenever you look at healthcare systems that work well, the mandatory part is the one that seems to be pretty important. At a stroke it reduces a lot of overheads (you no longer have to check whether someone has basic cover before you treat them, for example). Standardising cover also reduces bureaucracy and duplication. If that's done right.


I agree and, for the most part, have no problem with the concept. The sticking point is this bill and . . .

And as to whether it's unconstitutional? Well, I think that the well being of the people comes under General Welfare, but whether that is enough to include it, I don't know. It won't be your view (let alone mine) that counts, but that of the USSC - assuming the Act remains in place long enough for it to get there.


I cannot see the General Welfare or the Interstate Commerce clause being stretched this thin. As the FL judge said, if the government can compel this, there really are no meaningful limits on what it can force us to buy. Such power can and ultimately will be wielded to turn the Constitution on its head. No longer will it protect us from the government, but it will be a license for the government to do whatever those in power desire.